Have you found your bank account inactive or frozen due to non-usage or regulatory issues? Don’t worry — reopening or reactivating a closed or blocked bank account is a common issue, and banks provide a proper procedure for it.
In such cases, a well-written application for bank account reopen is the first step. Whether you’re a student, salaried employee, or business holder, this article will guide you with multiple sample letters, formats in English, Hindi, and Bengali, and specific formats for SBI, PNB, and frozen or blocked accounts.
Let’s explore how to write a proper request to reopen your bank account in the most effective way.
Application for Bank Account Reopen Sample
Date: [Insert Date]
To,
The Manager,
[Bank Name],
[Branch Address]
Subject: Request to Reopen Closed Bank Account
Respected Sir/Madam,
I am [Your Full Name], holding a savings/current account with your branch. My account number is [Account Number]. I have recently found that my account has been closed/inactive due to [mention reason: inactivity, KYC issue, etc.].
I request you to kindly reactivate or reopen the account. I am ready to submit any required documents and comply with the necessary process.
Thank you for your assistance.
Sincerely,
[Account Name]
[Account Number]
Application for Bank Account Reopen in English
To write an application for bank account reopen in English, follow these tips:
- Use formal language.
- Clearly mention your account number.
- Explain the reason for the closure or inactivation.
- Offer to complete KYC or any formalities.
Example:
Date: [Insert Date]
To,
The Manager,
[Bank Name],
[Branch Address]
Subject: Application to Reactivate Bank Account
Dear Sir/Madam,
I am [Your Name], a customer of your branch with account number [Account Number]. Due to [inactivity/technical reasons], the account has been deactivated. I kindly request that you reopen my account at the earliest.
I am ready to provide any required documentation for verification.
Sincerely,
[Your Name]
[Account Number]
Application for Reopen Bank Account in Hindi
दिनांक:
दिनांक: [तारीख डालें]
प्रबंधक महोदय,
[बैंक का नाम],
[शाखा का पता]
विषय: बैंक खाता पुनः सक्रिय करने हेतु आवेदन
महोदय,
मैं [आपका नाम], आपके बैंक का एक खाता धारक हूं। मेरा खाता संख्या [खाता संख्या] है। यह खाता [अवश्य उपयोग न होने / केवाईसी अपूर्णता] के कारण निष्क्रिय हो गया है।
आपसे निवेदन है कि कृपया मेरा खाता पुनः सक्रिय किया जाए। मैं आवश्यक दस्तावेज़ प्रस्तुत करने को तैयार हूं।
धन्यवाद।
आपका विश्वासी,
[आपका नाम]
[खाता संख्या]
Application for Reopen Bank Account in PNB
Punjab National Bank (PNB) customers can use this customized format:
Date: [Insert Date]
To,
The Branch Manager,
Punjab National Bank,
[Branch Address]
Subject: Request for Reopening PNB Account
Dear Sir/Madam,
I hold a [Savings/Current] account with your bank under the number [Account Number]. My account has become inactive/closed due to [reason]. I request that you kindly reopen the account so I may continue banking without interruption.
All necessary documents and forms will be submitted as per your instructions.
Sincerely,
[Your Name]
[Account Number]
Application for Reopen Bank Account in Bengali
তারিখ: [তারিখ লিখুন]
ম্যানেজার,
[ব্যাংকের নাম],
[শাখার ঠিকানা]
বিষয়: বন্ধ হওয়া ব্যাংক অ্যাকাউন্ট পুনরায় চালু করার জন্য আবেদন
মহাশয়/মহাশয়া,
আমি [আপনার নাম], আপনার ব্যাংকের একজন গ্রাহক। আমার অ্যাকাউন্ট নম্বর [অ্যাকাউন্ট নম্বর]। দীর্ঘদিন ব্যবহার না করায় অ্যাকাউন্টটি বন্ধ হয়ে গেছে।
আপনার নিকট বিনীত অনুরোধ, আমার অ্যাকাউন্টটি পুনরায় চালু করার ব্যবস্থা গ্রহণ করা হোক।
ধন্যবাদান্তে,
[আপনার নাম]
[অ্যাকাউন্ট নম্বর]
Application for Reopen Freeze Bank Account
If your account is frozen due to suspicious activity or compliance issues, use a firm but cooperative tone:
Date: [Insert Date]
To,
The Branch Manager,
[Bank Name],
[Branch Address]
Subject: Application to Reopen Frozen Bank Account
Respected Sir/Madam,
My bank account ([Account Number]) has been frozen. I understand this might be due to compliance or technical reasons. I request you to please guide me on the steps to reopen and reactivate my account.
I am willing to provide all documents and complete any verification process needed.
Sincerely,
[Your Name]
[Account Number]
Application for Reactivate Bank Account
Sometimes reactivation is required when accounts go dormant. Here’s a sample:
Date: [Insert Date]
To,
The Branch Manager,
[Bank Name],
[Branch Address]
Subject: Request to Reactivate Dormant Bank Account
Dear Sir/Madam,
I am [Your Name], and I hold a savings account at your branch (Account Number: [Account Number]). Due to non-usage over time, my account has become dormant. I now wish to begin using the account regularly.
Please let me know the procedure, and I will comply accordingly.
Sincerely,
[Your Name]
[Account Number]
Bank Account Blocked Reopen Request Letter in English
Date: [Insert Date]
To,
The Manager,
[Bank Name],
[Branch Address]
Subject: Request to Unblock and Reopen Account
Dear Sir/Madam,
My bank account (Account Number: [Number]) appears to have been blocked. Kindly look into the matter and assist me in unblocking and reopening the account.
I am prepared to fulfill all necessary formalities.
Thanking you,
[Your Name]
[Account Number]
Bank Account Blocked Reopen Request Letter in English SBI
Date: [Insert Date]
To,
The Branch Manager,
State Bank of India,
[Branch Address]
Subject: Application for Reopening Blocked SBI Account
Respected Sir/Madam,
I am [Your Full Name], maintaining a savings account at your branch. My account number is [Account Number]. I recently noticed that the account has been blocked.
I request you to kindly guide me through the process to unblock and reactivate it. I am ready to provide updated KYC and any other documents.
Sincerely,
[Your Name]
[Account Number]
Structure & Format for Writing a Bank Account Reopen Application
1. Date and Recipient
Start with the date and the designation (The Manager / Branch Manager). Include bank name and address.
2. Subject Line
Be concise. Example: “Request to Reopen Bank Account”.
3. Body of the Letter
- Introduce yourself and mention account number.
- State the reason for closure/freeze.
- Request for reactivation.
- Offer to complete formalities.
4. Closing
Use a polite sign-off such as “Sincerely” and include your name and account number.
FAQs
What documents are required to reopen a bank account?
Banks usually require updated KYC documents such as Aadhaar, PAN, and address proof to reactivate or reopen an account.
Can I reopen my SBI account online?
No, most SBI account reactivations must be done by visiting the branch in person with documents.
How long does it take to reopen a dormant account?
Generally, it takes 24–48 hours after document verification. In some banks, it may take up to 5 working days.
Why is my bank account blocked or frozen?
Accounts may be blocked due to suspicious activity, KYC non-compliance, or inactivity. Contact your branch to identify the reason.
Can a closed account be reopened?
Yes, but only if the bank’s policy allows it. Otherwise, you may have to open a new account.